Financial Stability

If you have no support system and/or work a minimum wage job, it can be difficult to pay debts, build credit, and save. Any unexpected expense can strain or break a safety net, assuming you have one.

While many people believe that only those with low incomes live paycheck to paycheck, people of all classes can struggle to make ends meet. A survey conducted by the Federal Reserve Board found that nearly half of Americans would have trouble coming up with $400 in an emergency—they would either have to sell something, borrow money, or would be unable to pay it all together.

Committed to Helping People

We are committed to helping people become more financially stable, whatever their income, which is why we offer services designed to improve financial literacy, including classes on how to open a bank account,  address debt, keep a budget,  build credit, and save.

Mercy Housing had finance classes that taught me all about credit and how to get my credit score where I wanted it!
Ginger, a pediatric nurse, mother, and former Mercy Housing resident.

challengesChallenges Facing Residents:

  • Low financial literacy
  • No bank account
  • Low credit or no credit
  • Minimum wage job
  • Limited emergency savings or assets

Opportunities Offered at Mercy Housing Communities

  • Financial literacy classes
  • Individual support related to budgeting and money management
  • Job readiness classes, including GED support
  • Resume writing support
  • Computer literacy classes

Help strengthen the lives of people in your community

Donate to Mercy Housing

Welcome to the new
Mercy Housing site!

We're dedicated to bringing you the best tools to find housing or learn about opportunities to partner with us to change lives in your area. Explore our new interactive maps to find the work we're doing near you.

Explore the new site